Terms Of Purchase & Earnings Disclaimer

Please Read Carefully Before Committing To A Binding Purchase Of My Programs Or Services

TERMS OF PURCHASE

Thank you for your interest in my programs or services. Before proceeding with your purchase, please carefully read the Terms herein.

I’ve thoughtfully crafted these Terms with three (3) specific intentions in mind:

INTENTION #1 — To slow down the act of purchasing.

  • I want you to have ample time to carefully read the sales page, mindfully consider if it is the best option for you, and contact me with questions if you are unsure.

INTENTION #2 — To encourage self-responsibility for financial decisions you take before you actually hit “purchase”. 

  • When you purchase from me, you are confirming that you have the money to pay.  

  • You’re acknowledging that, should you be paying via a payment plan, that plan is extended as a courtesy and you are responsible for completing your payments timely until the entire balance has been paid in full.

  • Purchasing from me means you agree that, "I can pay you when my clients pay me," is NOT a reason to default on your financial obligation.  (It creates endless cascades of coaches breaking their legal obligations – resulting in NO ONE getting paid. It is simply not viable for our industry.)

  • Purchasing from me also means that you are NOT banking on getting a client from our work this month … to pay for next month’s installment (with the intention of defaulting if that doesn’t happen). You are purchasing because you are ready to go deeply into the skills I’m masterful at teaching — and you aren’t using our work together as a last-ditch effort to create revenue.

INTENTION #3 — To minimize the amount of time spent on finance-related admin tasks.

While I have a more complete (and very long) Terms & Conditions page on this website that I’d encourage you to read, I’ve here summarized the most important (and frequently asked about) terms in relation to the financial aspect of your purchase.

    • To avoid any misunderstandings regarding the scope of the offer, please be sure to read all sales and/or checkout pages carefully.

    • There are no refunds or reimbursements for any program, for any reason, so please take your time and be absolutely sure about the purchase before you go to the checkout page. When in doubt, pause.

    • If you'd like to chat with me about whether an offering is right for you, you may use the Contact Form, or the Telegram button in the lower right corner of the site (which will take you to my DMs in Telegram). We can have a relaxed chat about your questions — zero pressure.

    • And — just to reassure you — please note that I have never, ever had a refund request. :)

    • When you purchase via a payment plan, you are acknowledging that the payment plan is extended as a courtesy and you are responsible for completing your payments timely until the entire balance has been paid in full (even if you decide to discontinue your participation in the offering).

    • Please carefully note the day of the month you enrolled, as your monthly payments will be charged on or around this date (usually in 30-day intervals).

    • Ensure that sufficient funds are available prior to the charging date.

    • If you need to change your card before a payment is due, you may update your card info here.

    • If we are unable to charge your card, you’ll be notified.

    • In the case of group programs or courses, a second attempt will be made 7-10 days after the original due date. Should this charge also fail, your access to the program will be paused until the owed installment is paid in full.

    • In the case of 1:1 mentoring, a second attempt will be made 7-10 days after the original due date.  Access to materials and coaching / mentoring calls & activities (DMs, Loom feedback, etc.) will immediately be paused until the owed installment is paid in full. A 5% late fee may be assessed on the installment being paid late.

    • Please understand that, as a solopreneur with minimal assistance, I have to keep this policy in place in order to minimize the extremely time-consuming process of chasing failed payments.

    • In some cases, I offer monthly payment plans for 1:1 Mentoring via invoicing – which means that you are responsible to pay your invoice each month (it is not automatically charged to your card).  

    • Late payments will result in immediate pause to coaching/mentoring calls & activities (DMs, Loom feedback, etc.) until the owed installment is paid in full.  A 5% late fee may be assessed on the installment being paid late. 

  • I understand that there are sometimes extenuating circumstances that arise and interfere with your ability to pay.  In these cases, I encourage open communication so that we may have a healthy discussion.

    However, please also be aware that, in all but the most dire circumstances, a late fee may be assessed:

    • A late fee of 5% may be assessed when automatically scheduled payments fail. 

    • A late fee of 5% may be assessed when invoices are not paid timely and in full.  

    If you completely default on your payments, we may initiate collection proceedings.  You’ll be responsible for any fees associated with collection proceedings.

    • By making your purchase, you agree that you will not perform a "chargeback" on any fees paid for programs or services.

    • You acknowledge that, should you do so, we will contest the chargeback and request that you pay any legal fees associated with the recovery of our funds.

    • And again, to reassure you — we have never had a client perform a chargeback. Our clients — like you — are fiscally responsible, and make purchases mindfully. :)

  • Occasionally, I'll offer "pre-sale" or "early bird" pricing.

    Unfortunately, if you miss the deadlines for the early pricing, we are unable to backdate that rate.

    Be sure to read all sales pages carefully, and note the deadlines so you don't miss out.

  • You have ongoing access to the ‘current version’ of the course or program you are purchasing.

    In many cases, I've stated on the sales page that you'll have "lifetime access" to the learning materials.

    It is important to note that "lifetime access" is a term that refers to the life of the business and/or of the program – not to my lifetime, nor to yours. :) While I intend to be in business a very long time ... it can't hurt for you to download your own copy of the learning materials, just in case.

    If I decide to remove the course from my general offerings (and therefore from my learning portal), I'll notify you so that you can download your materials before I do so.

    • Occasionally, I offer coupon codes for courses or programs.

    • When this is the case, please be absolutely sure that you see the discount taken off in the "total" line BEFORE you complete the purchase.

    • There are no reimbursements or refunds given for any reason if you fail to enter the proper coupon code at the checkout and be sure that the discount is applied.

    • Unfortunately, this policy is firm, because we incur a cost on our end for processing refunds, issuing new codes, and reconciling the resulting additional transactions in our accounting system.

    • If a coupon code is no longer working, then it has expired and cannot be backdated.

Proceeding with your purchase indicates that you’ve reviewed these terms, that you agree to abide by them, and that you consider your purchase to bring us into a mutually binding agreement.

Thank you for your careful consideration!

EARNINGS DISCLAIMER

(Please Note: This is a simplified version of the full Earnings & Advice Disclaimers, which I’d encourage you to read.)

My results – and the results shared in my client testimonials – are not typical, and should not be expected.

I share these results with you in order to demonstrate my level of expertise, along with my qualifications in the areas of online marketing, lead generation, email list building, audience building, copywriting, and messaging.

I’ve been a full-time professional entrepreneur for nearly 8 years, and I’ve dedicated myself to mastering these skills in order to get the kinds of results I often share.

While I sincerely hope that you’ll surpass my levels of success, I’m not going to remotely suggest nor claim that you’ll make even one penny using the strategies I teach. 

That’s because everyone’s business situation is different, there are variables that I cannot control, and I also cannot control how you apply this information.

What I can promise you is that I’ll show you what has worked for me, and the skills I mastered in order to generate these results.  

What you do with this information – and the results you get – are totally up to your willingness to learn these skills, and to use your discernment to apply them to your own situation.

Finally, the methods and strategies I teach are not about getting rich quick – because that simply does not exist.  So if that’s what you’re seeking, I’d gently suggest that my programs and mentoring are not for you.